I had an appointment with a surgeon about my gallbladder on Friday morning. It had to come out, but my COBRA insurance ended that night at midnight and my individual coverage excludes pre-existing. I explained the situation to him and he arranged for surgery that evening! Now I'm a little sore but reliefed. My family pitched right in - my sister picked up the boys and kept them Friday night and my niece and brother watched them Saturday. Of course, my husband was wonderful through it all. I am so blessed.